<p>&nbsp;<span style="color: rgb(36, 36, 36); font-family: Arial, sans-serif; font-size: 10pt;">TERMS OF USE</span></p>
<p style="margin: 0in 0in 0.0001pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">Effective Date: January 1, 2015<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">KINDLY READ CAREFULLY THESE TERMS OF USE (TOU) BEFORE USING THIS WEB SITE, AS THEY AFFECT YOUR LEGAL RIGHTS AND OBLIGATIONS.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">Parsh Infotech Inc. (&quot;Parsh,&quot; &quot;we,&quot; &quot;our&quot; or &quot;us&quot;) owns, controls and provides access to the website that link to these TOU i.e.</span><span style="font-size:8.5pt;font-family:&quot;Verdana&quot;,&quot;sans-serif&quot;;
mso-bidi-font-family:Arial;color:#242424"><a href="http://www.parsh.com/">www.parsh.com</a></span><span class="apple-converted-space"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;
color:#242424">&nbsp;</span></span><span style="font-size:10.0pt;font-family:
&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">(&quot;Website&quot;). THESE TOU GOVERN YOUR USE OF THE WEBSITE. These TOU only apply to the Website and not to any other web site or any offline activities by Parsh Infotech Inc. (unless specifically stated). Use of the Website is offered to you conditional, acceptance without modification of any terms and conditions and You agree to these TOU by accessing or using the Website, registering for services offered on the Website, or by accepting, uploading, submitting or downloading any information or content from or to the Website. IF YOU DO NOT AGREE TO BE BOUND BY ALL OF THESE TOU, DO NOT USE THE WEBSITE. Please also review the Website&rsquo;s Privacy Policy.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">1. Conditions of Use. The Website; their past, present and future versions; all web pages found within the Website; the materials and information on the Website, including, without limitation, organization, graphics, text, images, audio, videos, designs, compilations, advertising copy, and the trademarks, logos, domain names, trade names, service marks and trade identities; any and all copyrightable material (including source and object code); and all other materials related to the Website, including without limitation, the &quot;look and feel&quot; of the Website (&quot;Materials&quot;) are provided by PARSH or its parent, subsidiaries, affiliates, or licensors. By using the Website, you represent that:<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">(i) you have the capacity to be bound by these TOU or, if you are a minor, your parent or legal guardian has read and agreed to these TOU on your behalf; &nbsp;(ii) all information you provide to PARSH is true, accurate, complete and current; (iii) you hold and will continue to hold all rights necessary to enter into and fully perform your obligations under these TOU and to grant the rights granted under these TOU; and (iv) if you are acting on behalf of a company or other entity, you have the authority to bind such company or entity.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">2. Ownership of Materials. Except as otherwise indicated, the Materials are either owned by PARSH or its parent, subsidiaries, affiliates, or licensors. The Materials are protected by copyright, trademark and other intellectual property laws and treaties. Subject to the terms and conditions set forth in these TOU, PARSH grants you a revocable, non-exclusive, non-transferable, limited right to access, use, and display the Website and the Materials thereon. The Materials may not be copied, reproduced, modified, published, uploaded, downloaded, posted, transmitted, or distributed in any way, without PARSH's prior written permission. Any copy of the Materials or portion thereof must include any copyright notice and other intellectual property designations provided by PARSH or its parent, subsidiaries, affiliates or licensors. You also may not (i) modify the Materials or the Website or use them for any commercial purpose, or any other public display, performance, sale, or rental; (ii) decompile, reverse engineer, or disassemble software Materials; (iii) remove any copyright notice or other proprietary notices from the Materials; or (iv) transfer the Materials to another person.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">3. Content you Submit: Except for resumes submitted solely for consideration for employment with PARSH, by posting a message or sending an e-mail to PARSH or contributing in any way to the Website, including, but not limited to, sending comments, suggestions, questions, or ideas concerning products and services (each, a &quot;Submission&quot;), you expressly grant PARSH the right to use and exploit the Submission in any way, including, without limitation, to copy, republish or sell your Submission (including, without limitation, names, voices, likenesses and other personally identifying information contained in your Submission) in any form, media, software or technology of any kind now known or developed in the future for any purposes whatsoever including, without limitation, developing, manufacturing and marketing products and services using such information and for other marketing and promotional purposes, without any compensation to you. All Submissions shall not be considered confidential or proprietary information.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">4. Acceptable Use. PARSH reserves the right to change, update, discontinue, restrict, or prevent access to the Website at any time without notice.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">You agree that you will not:<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">(a) Submit, upload, post or otherwise transmit (collectively, &quot;Submit&quot;) anything that is or may be: (i) harmful, threatening, abusive, harassing, degrading, hateful, or intimidating; (ii) defamatory, libelous, or disparaging of any person or entity; (iii) misleading, false, fraudulent, or tortious; (iv) obscene, indecent, pornographic, vulgar, profane, or sexually explicit; (v) intended to promote (or have the effect of promoting) violence, racial hatred, terrorism or illegal acts; (vi) infringing, or in violation or misappropriation of, any patent, trademark, trade identity right, trade secret, publicity right, privacy right, copyright or any other intellectual property or any other rights of any third party; (vii) in violation of any other rights of any person or entity; (viii) violative of any law or regulation; or (ix) otherwise objectionable, in PARSH's sole discretion;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">(b) Submit any virus, worm, &ldquo;Trojan Horse,&rdquo; &ldquo;easter egg,&rdquo; &ldquo;time bomb,&rdquo; spyware, or any other computer code, file, or program that may or is intended to damage, hijack or otherwise interfere with the operation of the Website, the Materials or any third party's uninterrupted use and enjoyment of the Website or the Materials;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">(c) Submit any advertising, promotional materials, &quot;junk mail,&quot; &quot;spam,&quot; &quot;chain letters,&quot; &quot;pyramid schemes,&quot; investment opportunities, or any other form of solicitation;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">(d) Harvest personally identifiable information about other users of the Website or &quot;stalk&quot; or otherwise harass other persons;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">(e) Impersonate any person or entity; falsely state or otherwise misrepresent your affiliation with any person or entity, including, without limitation, PARSH; forge headers or otherwise manipulate identifiers in order to disguise the origin of any submissions to us or through the Website; or expressly state or imply that PARSH endorses any statement you make;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">(f) Violate or attempt to violate the security of any portion of the Website, including but not limited to: (i) access Materials not intended for you; (ii) log into a server or account which you are not authorized to access; (iii) attempt to probe, scan, or test the vulnerability of a system or network or to breach security or authentication measures without proper authorization; (iv) attempt to interfere with or disrupt the Website or the servers or networks that support the Website, including, without limitation, via means of submitting a virus to the Website or overloading, &ldquo;flooding,&rdquo; &ldquo;mailbombing&rdquo; or &ldquo;crashing&rdquo; the Website; or (v) restrict or inhibit any other user from accessing or using the Website, including, without limitation, by means of hacking or defacing any portion of the Website;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">(g) Use the Website for unauthorized commercial or business purposes, including, without limitation, advertising, marketing, or offering goods or services, whether or not for financial or any other form of compensation, or through linking with or artificially generating traffic to any other web site or web page; or<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">(h) Use the Website in any way that would affect PARSH adversely or reflect negatively on PARSH's goodwill, name or reputation in PARSH&rsquo;s sole discretion.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">5. Trademarks. PARSH products and/or services referenced on the Website are either trademarks, licensed trademarks or registered trademarks of PARSH. Other company names, products and/or services referenced on the Website may be trademarks of their respective owners. Nothing contained on the Website should be construed as granting, by implication or otherwise, any license or right to use any trademarks displayed on the Website. You may not use any PARSH trademark unless you have an express written trademark license from PARSH.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">6. Promotions. The Website may contain or offer sweepstakes, contests or other promotions, which may be governed by a separate set of rules that describe the sweepstakes, contest or promotion and may have eligibility requirements, such as certain age or geographic area restrictions. It is your responsibility to read those rules to determine whether or not your participation, registration or entry will be valid or restricted, and to determine the sponsor's requirements of you in connection with the applicable sweepstakes, contest or promotion.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">7. Copyrights and Other Intellectual Property and Related Complaints. You may not use the Sites for any purpose or in any manner that infringes the rights of any third party. PARSH encourages you to report any content on the Sites that you believe infringes your rights. Only the intellectual property rights owner or person authorized to act on behalf of the owner can report potentially infringing content. If you have a good faith belief that content on the Sites infringes your copyright, trademark, or other intellectual property rights.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">8. Disclaimer. BY USING THE WEBSITE, YOU ASSUME ALL RESPONSIBILITY AND RISK FOR THE USE OF THE WEBSITE AND THE INTERNET GENERALLY. THE WEBSITE ARE PROVIDED &quot;AS IS,&quot; &quot;AS AVAILABLE&quot; AND &quot;WITH ALL FAULTS.&quot; TO THE FULLEST EXTENT PERMISSIBLE BY LAW, PARSH AND ITS PRINCIPALS, EMPLOYEES, AGENTS, SUBSIDIARIES AND AFFILIATES (COLLECTIVELY, THE &quot;PARSH PARTIES&quot;) MAKE NO REPRESENTATION OR WARRANTIES OR ENDORSEMENTS OF ANY KIND WHATSOEVER (EXPRESS OR IMPLIED) ABOUT: (A) THE WEBSITE; (B) MESSAGES SENT FROM OR TO THE WEBSITE; (C) MATERIALS, SOFTWARE, INFORMATION OR THIRD PARTY CONTENT PROVIDED ON THE WEBSITE; (D) THE SUBMISSIONS; (E) ANY PRODUCTS OR SERVICES OFFERED VIA THE WEBSITE; AND/OR (F) SECURITY ASSOCIATED WITH THE TRANSMISSION OF INFORMATION THROUGH THE WEBSITE OR ANY LINKED SITE. THE PARSH PARTIES DO NOT WARRANT THAT THE WEBSITE, ANY OF THE WEBSITE' FUNCTIONS OR ANY CONTENT CONTAINED THEREIN WILL BE UNINTERRUPTED OR ERROR-FREE; THAT DEFECTS WILL BE CORRECTED; OR THAT THE WEBSITE OR THE SERVERS THAT MAKE THEM AVAILABLE ARE SECURE OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. THE PARSH PARTIES DO NOT WARRANT THAT YOUR USE OF THE WEBSITE IS LAWFUL IN ANY PARTICULAR JURISDICTION AND, IN ANY EVENT, THE PARSH PARTIES SPECIFICALLY DISCLAIM SUCH WARRANTY. YOU UNDERSTAND THAT BY USING ANY OF THE FEATURES OF THE WEBSITE, YOU ACT AT YOUR OWN RISK, AND YOU REPRESENT AND WARRANT THAT YOUR ACTIVITIES ARE LAWFUL IN EVERY JURISDICTION WHERE YOU ACCESS OR USE THE WEBSITE. FURTHER, PARSH DISCLAIMS ALL EXPRESS AND IMPLIED WARRANTIES, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OF INTELLECTUAL PROPERTY, PRODUCT LIABILITY, AND FREEDOM FROM ERRORS, VIRUSES, AND BUGS OR OTHER HARMFUL COMPONENTS.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">SOME JURISDICTIONS LIMIT OR DO NOT ALLOW THE DISCLAIMER OF IMPLIED OR OTHER WARRANTIES, SO THE ABOVE DISCLAIMER MAY NOT APPLY TO THE EXTENT SUCH JURISDICTION'S LAW IS APPLICABLE TO THIS AGREEMENT.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">9. Limitation of Liability. IN NO EVENT WILL THE PARSH PARTIES BE LIABLE FOR ANY LOSS OR DAMAGE OF ANY KIND, INCLUDING, WITHOUT LIMITATION, ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, ECONOMIC, EXEMPLARY OR OTHER DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH OR RELATING TO: (A) THE WEBSITE; (B) MESSAGES SENT FROM OR TO THE WEBSITE; (C) MATERIALS, SOFTWARE, INFORMATION OR THIRD PARTY CONTENT PROVIDED ON THE WEBSITE; (D) THE SUBMISSIONS; (E) ANY PRODUCTS OR SERVICES OFFERED VIA THE WEBSITE; (F) SECURITY ASSOCIATED WITH THE TRANSMISSION OF INFORMATION THROUGH THE WEBSITE OR ANY LINKED SITE; (G) ANY ACTION TAKEN IN CONNECTION WITH AN INVESTIGATION BY THE PARSH PARTIES OR LAW ENFORCEMENT AUTHORITIES REGARDING YOUR USE OF THE WEBSITE; (H) ANY ACTION TAKEN IN CONNECTION WITH COPYRIGHT OR OTHER INTELLECTUAL PROPERTY OWNERS; OR (I) ANY DAMAGE TO ANY USER'S COMPUTER, HARDWARE, COMPUTER SOFTWARE, CELLULAR PHONE, MODEM OR OTHER EQUIPMENT OR TECHNOLOGY INCLUDING, WITHOUT LIMITATION, DAMAGE FROM ANY SECURITY BREACH OR FROM ANY VIRUS, BUGS, TAMPERING, FRAUD, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER LINE OR NETWORK FAILURE OR ANY OTHER TECHNICAL OR OTHER MALFUNCTION, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOST PROFITS, LOSS OF GOODWILL, LOSS OF DATA, WORK STOPPAGE, ACCURACY OF RESULTS, OR COMPUTER FAILURE OR MALFUNCTION, EVEN IF FORESEEABLE OR EVEN IF THE PARSH PARTIES HAVE BEEN ADVISED OF OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE, STRICT LIABILITY OR TORT (INCLUDING, WITHOUT LIMITATION, WHETHER CAUSED IN WHOLE OR IN PART BY NEGLIGENCE, ACTS OF GOD, TELECOMMUNICATIONS FAILURE, OR THEFT OR DESTRUCTION OF THE WEBSITE).<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">YOU AGREE THAT IN THE EVENT YOU INCUR ANY DAMAGES, LOSSES OR INJURIES THAT ARISE OUT OF THE PARSH PARTIES' ACTS OR OMISSIONS, THE DAMAGES, IF ANY, CAUSED TO YOU ARE NOT IRREPARABLE OR SUFFICIENT TO ENTITLE YOU TO AN INJUNCTION PREVENTING ANY EXPLOITATION OF ANY WEB SITE, PROPERTY, PRODUCT, SERVICE, OR OTHER MATERIALS OWNED OR CONTROLLED BY THE PARSH PARTIES, AND YOU WILL HAVE NO RIGHTS TO ENJOIN OR RESTRAIN THE DEVELOPMENT, PRODUCTION, DISTRIBUTION, ADVERTISING, EXHIBITION OR EXPLOITATION OF ANY WEB SITE, PROPERTY, PRODUCT, SERVICE, OR OTHER MATERIALS OWNED OR CONTROLLED BY THE PARSH PARTIES.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">NOTWITHSTANDING ANY OTHER PROVISION IN THESE TOU, IN NO EVENT SHALL THE PARSH PARTIES BE LIABLE TO YOU FOR ANY DAMAGES WHATSOEVER IN AN AMOUNT GREATER THAN HUNDRED RUPEES (Rs. 100.00) (INCLUDING WITHOUT LIMITATION ANY SPECIAL, INCIDENTAL, INDIRECT, OR CONSEQUENTIAL DAMAGES, AND DAMAGES RESULTING FROM LOSS OF USE, DATA, OR PROFITS, OR BUSINESS INTERRUPTION), EVEN IF THE PARSH PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND ON ANY THEORY OF LIABILITY. SOME JURISDICTIONS DO NOT ALLOW THE DISCLAIMER OF SOME TYPES OF DAMAGES, SO SOME OF THE ABOVE MAY NOT APPLY TO YOU.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">BY ACCESSING ANY OF THE WEBSITE, I UNDERSTAND THAT I MAY BE WAIVING RIGHTS WITH RESPECT TO CLAIMS THAT ARE AT THIS TIME UNKNOWN OR UNSUSPECTED, AND IN ACCORDANCE WITH SUCH WAIVER. I ACKNOWLEDGE THAT I HAVE READ AND UNDERSTAND, AND HEREBY EXPRESSLY WAIVE.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">10. Indemnification. You agree to indemnify, defend, and hold the PARSH Parties harmless from and against any and all claims, actions, losses, expenses, damages, and costs (including reasonable attorneys' fees), resulting from: (i) your use of the Website or the Materials; (ii) any breach or violation of these TOU or any law, rule, or regulation; (iii) the posting, submission, display, transmission, exchange, performance, publication, distribution, sharing, dissemination, promotion, broadcast, and/or circulation of your Submissions; (iv) the theft, disclosure or misappropriation of your password; or (v) your authorization of anyone else to use your password.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">PARSH reserves the right to assume, at its sole expense, the exclusive defense and control of any such claim or action and all negotiations for settlement or compromise, and you agree to fully cooperate with PARSH in the defense of any such claim, action, settlement, or compromise negotiations, as requested by PARSH. In no event will you settle any claim or action without PARSH&rsquo;s prior written approval.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">11. Third-Party Sites. References to third parties, their products, and/or services does not imply endorsement by PARSH thereof. The Website may be linked to other sites, which are not maintained by PARSH. PARSH is not responsible for the content of those sites. These links are provided for convenience purposes and are not under the control of the PARSH Parties. PARSH does not make any representations and warranties, express or implied, regarding the content of any of these linked sites. The inclusion of any link to such sites does not imply endorsement, sponsorship, or recommendation, with respect to any third party, any third party's site, the content of any third party's site, or any products or services provided by a third party, by PARSH of the sites. PARSH disclaims any liability for links: (i) from another site to the Website; and (ii) to another site from the Website. In order to link to the Website, all users must comply with Linking Terms provided in Section 12 below. Once you link to another site, you are subject to the policies and practices of the new site.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">12. Linking Terms. By linking to the Website, all &quot;Linkers&quot; accept and acknowledge the following terms of linking: Linker agrees that it will not at any time do or cause to be done any act or thing in any way impairing the image/reputation of PARSH in its sole discretion. Linker shall not in any manner represent that it is endorsed by PARSH or that Linker is acting in a representative capacity of PARSH. Linker shall not utilize the PARSH name nor its relationship with PARSH for purposes of or in any manner which intentionally gives rise to advertising or publicity, unless PARSH shall consent to such use in writing prior to publication.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">Regardless of the foregoing, PARSH reserves the right to rescind this consent to link to the Website with or without cause at any time. In such event, Linker shall remove its link to the Website within 24 hours of receipt of notice from PARSH.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">13. Dated Materials. Materials contained in the Sites or in links from the Sites are dated as of the date originally issued or indicated on the Material and may no longer be accurate. PARSH assumes no obligation to update such Materials.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">14. Revisions to TOU. PARSH reserves the right to modify or add to these TOU at any time without prior notice (&quot;Updated TOU&quot;). You agree that we may notify you of the Updated TOU by posting them on the Website so that they are accessible via a link on the home page of the Web Site, and that your use of the Web Site after we have posted the Updated TOU (or engaging in such other conduct as we may reasonably specify) constitutes your agreement to the Updated TOU. Therefore, you should review these TOU before using the Website. The Updated TOU will be effective as of the time of posting, or such later date as may be specified in the Updated TOU, and will apply to your use of the Website from that point forward.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">15. Jurisdiction. The Website is managed by Parsh Infotech Inc. from its office in New Delhi, India and subjected to Delhi Jurisdiction Only.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">16. Termination. PARSH may terminate your use of the Website at any time and for any reason, with or without cause, without prior notice to you and without any liability or further obligation of any kind whatsoever to you or any other party. PARSH also reserves the right to use any technological, legal, operational, or other means available to enforce these TOU, including without limitation, blocking specific IP addresses or access to the Website.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">17. Miscellaneous. These TOU and any additional terms provided by PARSH constitute the entire understanding and agreement between you and PARSH and supersede any and all prior or inconsistent understandings relating to the Website, the Materials and the Submissions.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">Any failure of PARSH to exercise or enforce any right or provision of these TOU will not constitute a waiver of such right or provision. No waiver by PARSH of any provision of these TOU will be of any force or effect unless made in writing and signed by a duly authorized officer of PARSH.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">If any provision of these TOU is held to be illegal, invalid, or unenforceable, then the provision will be deemed severable from these TOU and will not affect the validity and enforceability of any remaining provisions. The section titles in these TOU are inserted only as a matter of convenience and have no legal or contractual effect. You agree that these TOU will not be construed against PARSH by virtue of having drafted them.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">No agency, partnership, joint venture, employee-employer or franchiser-franchisee relationship is intended or created by these TOU. Except as otherwise expressly provided in these TOU, there will be no third-party beneficiaries to these TOU.<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">&nbsp;<o:p></o:p></span></p>
<p style="margin: 0in 0in 0.0001pt; text-align: justify; background-image: initial; background-attachment: initial; background-size: initial; background-origin: initial; background-clip: initial; background-position: initial; background-repeat: initial;"><span style="font-size:10.0pt;font-family:&quot;Arial&quot;,&quot;sans-serif&quot;;color:#242424">You understand and agree that PARSH will determine your compliance with these TOU in its sole discretion. Any violation of these TOU may be referred to law enforcement authorities.<o:p></o:p></span></p>